{"id":2038,"date":"2025-09-09T15:48:34","date_gmt":"2025-09-09T13:48:34","guid":{"rendered":"https:\/\/socialeconomy.berlin\/?p=2038"},"modified":"2026-06-01T14:50:56","modified_gmt":"2026-06-01T12:50:56","slug":"gruendungsbonusplus","status":"publish","type":"post","link":"https:\/\/socialeconomy.berlin\/en\/gruendungsbonusplus\/","title":{"rendered":"ERP-Gr\u00fcnderkredit \u2013 StartGeld"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Funding Body:<\/strong> KfW \u2013 Kreditanstalt f\u00fcr Wiederaufbau (on behalf of the German federal government)<\/li>\n\n\n\n<li><strong>Contact:<\/strong> House bank principle (application is submitted through your primary bank, not directly to KfW)<\/li>\n\n\n\n<li><strong>Funding Region:<\/strong> Germany (nationwide)<\/li>\n\n\n\n<li><strong>Target Group:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Founders <\/li>\n\n\n\n<li>Freelancers <\/li>\n\n\n\n<li>Small businesses <\/li>\n\n\n\n<li>Solo self-employed <\/li>\n\n\n\n<li>Start-ups Business successors <\/li>\n\n\n\n<li>Part-time founders (with a perspective on transitioning to full-time) <\/li>\n\n\n\n<li><strong>Non-profit organisations<\/strong> (newly eligible)<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Type of Funding:<\/strong> Low-interest promotional loan<\/li>\n\n\n\n<li><strong>Funding Amount:<\/strong> Up to <strong>\u20ac125,000<\/strong> per project \u2013 of which up to <strong>\u20ac50,000<\/strong> can be used for working capital<\/li>\n\n\n\n<li><strong>Eligible for Funding:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Founding of companies and organisations <\/li>\n\n\n\n<li>Strengthening young companies (up to 5 years after founding) <\/li>\n\n\n\n<li>Investments (e.g. equipment, technology, digitalisation) <\/li>\n\n\n\n<li>Working capital (e.g. rent, marketing, ongoing costs) <\/li>\n\n\n\n<li>Business takeovers <\/li>\n\n\n\n<li>Full-time and part-time start-ups <\/li>\n\n\n\n<li><strong>Projects of non-profit organisations<\/strong>, provided they are economically viable<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Key features<\/strong>:\n<ul class=\"wp-block-list\">\n<li>Up to <strong>80 % liability exemption<\/strong> for the house bank<\/li>\n\n\n\n<li>Little or no standard bank collateral required<\/li>\n\n\n\n<li>Open to <strong>non-profit organisations<\/strong><\/li>\n\n\n\n<li>The programme is <strong>not specifically aimed at social enterprises<\/strong>, but can be used by socially oriented and common-good organisations<\/li>\n\n\n\n<li>Can be combined with other funding programmes<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Organizational Phase:<\/strong> Founding stage and early company phase (up to 5 years after founding)<\/li>\n\n\n\n<li><strong>Goal<\/strong>: To make financing more accessible for founders and young companies through favourable conditions and reduced risk for the lending bank.<\/li>\n\n\n\n<li><strong>Relevance for social enterprises<\/strong>: The ERP Start-up Loan \u2013 StartGeld is <strong>not a funding programme specifically designed for social enterprises<\/strong>, but it is well suited as a <strong>complementary financing option<\/strong> for socially oriented, non-profit or hybrid organisations with a viable business model.<\/li>\n\n\n\n<li><strong>More information<\/strong>: <a href=\"https:\/\/www.kfw.de\/inlandsfoerderung\/Unternehmen\/Gr%C3%BCnden-Nachfolgen\/F%C3%B6rderprodukte\/ERP-Gr%C3%BCnderkredit-Startgeld-(067)\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">ERP-Gr\u00fcnderkredit \u2013 StartGeld (067) | KfW<\/a><\/li>\n<\/ul>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Funding Body: KfW \u2013 Kreditanstalt f\u00fcr Wiederaufbau (on behalf of the German federal government)<\/p>\n","protected":false},"author":3,"featured_media":1595,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_locale":"en_GB","_original_post":"https:\/\/socialeconomy.berlin\/?p=1403","footnotes":""},"categories":[43],"tags":[],"class_list":["post-2038","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-funding","en-GB"],"acf":[],"_links":{"self":[{"href":"https:\/\/socialeconomy.berlin\/wp-json\/wp\/v2\/posts\/2038","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/socialeconomy.berlin\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/socialeconomy.berlin\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/socialeconomy.berlin\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/socialeconomy.berlin\/wp-json\/wp\/v2\/comments?post=2038"}],"version-history":[{"count":6,"href":"https:\/\/socialeconomy.berlin\/wp-json\/wp\/v2\/posts\/2038\/revisions"}],"predecessor-version":[{"id":2819,"href":"https:\/\/socialeconomy.berlin\/wp-json\/wp\/v2\/posts\/2038\/revisions\/2819"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/socialeconomy.berlin\/wp-json\/wp\/v2\/media\/1595"}],"wp:attachment":[{"href":"https:\/\/socialeconomy.berlin\/wp-json\/wp\/v2\/media?parent=2038"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/socialeconomy.berlin\/wp-json\/wp\/v2\/categories?post=2038"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/socialeconomy.berlin\/wp-json\/wp\/v2\/tags?post=2038"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}